Here at Plan For America, a Public-Private Partnership, we believe in an America that can provide for all her citizenry. For 16 years, we have listened, studied, and refined PFA to truly be for the people. Providing retirement and healthcare that does not burden our children and their future with runaway debts and deficits.
Plan For America truly is a pragmatic solution to many of the financial and healthcare necessities that everyday Americans face. PFA pioneers the way to a solvent and fruitful future for all.
T H E T E A M
Dr. Kyre Lahtinen
Dr. Kyre Lahtinen is a professor of economics at Wright State University in Ohio. Kyre earned his doctoral degree in finance from Florida State University and is the creator of the econometric model that vets Plan For America.
Having taught at multiple schools, Kyre has a particular interest in behavioral finance and empirical asset-pricing through applying psychology to financial decision making.
Terry Nager - Founder
Terry Nager is the principal author and founder of Plan For America. For 40 years, he has been president of his own investment advisory, Southern Capital Services, with the CFP, CLU, and ChFC designations.
Once Terry became an empty nester, Terry started thinking about our national debt crisis. He asked himself, "What would be a reasonably comprehensive, financial plan for every American citizen?" That would include the areas of insurance, taxes, investments, estate planning, and retirement. And after 16 years of honing and refining plus his vast experience, Terry has crafted PFA to benefit every America citizen.
Eric Nager has worked closely with his brother, Terry, at Southern Capital Services for over 20 years and has been a big part of Plan For America from early on. Eric earned his MBA from University of South Alabama, a Masters in history from Harvard, and carries the CRPS designation.
While working at Southern Capital Services, Eric also held a seat as City Councilman of Daphne, Alabama and completed his 30 years of service in the US Army Reserve.